A shocking number of people are in car accidents every year. An estimated 43,000 car accidents are fatal. However, the total number of car accidents is around 100 times higher.
Far more people are injured than killed in car accidents. Unfortunately, these people often suffer lasting injuries and have high amounts of medical debt. The Kaiser Family Foundation reports that Americans owe over $42 billion in medical debt. A lot of this debt is due to car accident injuries.
There are a lot of ways that people can try to cover their medical bills after being in car accidents. One of the best things that they can do is try to file a lawsuit and get the other party or their insurer to cover them.
What Are the Benefits of Filing a Personal Injury Lawsuit to Cover Medical Bills?
Car accidents can lead to a lot of injuries, which can be very expensive. There are a number of benefits of using personal injury lawsuits if you have a lot of medical bills after a car accident. You may want to seriously consider doing this if you are dealing with a lot of stress about the financial challenges it has caused.
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Sandy Van, a Personal Injury Attorney In Seattle has shared some of the benefits of getting a settlement to cover medical bills.
The first benefit is that it can help you cover all kinds of medical bills that arose from the accident. A settlement from a personal injury lawsuit can help cover the costs of hospital bills, medication, rehabilitation, therapy, and long-term healthcare services. When you hold the other party responsible, you can reduce the stress of these medical bills and make sure you get the treatment that you need without having to pay out of your own pocket.
Another benefit of filing a personal injury lawsuit is that you can also get compensated for non-economic damages like pain and suffering, emotional problems that the accident created, lost wages and missed opportunities. Many people don’t think about these intangible losses but they can have a huge impact on their lives. They should get restitution for these problems if they have been in a painful car accident.
Finally, a lawsuit can encourage negligent drivers to try to be safer in the future. This is a good thing, since it can help reduce the likelihood that other drivers will be injured.
How Can You Increase the Chances of Getting a Settlement After an Accident?
You will have an easier time getting a fast and fair settlement if you follow the right steps. Here are several tips to get a settlement more quickly and make sure that you still get enough to cover your medical bills:
- Document Everything. You will want to document everything possible. You should take photos of the accident scene, get contact information of any witnesses, and collect details from the other driver.
- Seek Medical Attention. You will want to seek immediate medical attention even if you don’t feel any pain. You need to do so quickly, because some injuries may take a while to show up and you will want to have medical records showing your injuries likely were the result of the accident.
- Contact Your Insurance Company. You will want to report the accident to your insurance company as soon as possible. It is important to be honest and provide all necessary information, but don’t say that you are at fault until a claim has been made.
- Reach Out to an Attorney. You will want to consider contacting a personal injury attorney that has a lot of experience working on car accident cases. They can help guide you through the process and negotiate with your insurance company.
- Keep Detailed Records. You will want to keep records of all of your medical expenses, vehicle repairs, lost wages, and other costs that the accident created. These records will make it a lot easier to win your case.
- Stay Organized. You will want to quickly respond promptly to any emails and calls from your lawyer or insurance company. You will want to keep detailed records of all of these discussions.
- Be Prepared to Negotiate. You need to keep in mind that that insurance companies will want to settle for as little money as possible. You want to try to negotiate for a fairer settlement if you feel you aren’t getting what you deserve. Your attorney can help you nmegotiate a settlement to cover your medical bills.
You will have an easier time winning your case and getting the settlement that you deserve if you follow these tips. You can get the money you need to cover your medical bills and recover more quickly.