There are a lot of different things that you have to do if you want to live a healthy lifestyle. One of the most important things that you need to do is learn how to take care of yourself after suffering an accident.
There are over 43,000 car accident fatalities each year. The number of car accident injuries is even higher.
You will have an easier time recovering after an accident if you follow some of the steps that we mentioned in previous articles on surviving a car accident. However, there are going to be some additional nuances that you need to be aware of when the accident takes place in a ridesharing vehicle.
Keep reading to learn how to keep yourself safe and healthy after an accident in Uber, Lyft or any other ridesharing service. You will also need to know how medical professionals can help you after a car accident, so you appreciate the need to get immediate medical attention.
Tips to Stay Safe and Healthy After a Ridesharing Accident
Ridesharing has become a convenient and popular mode of transportation. Not only is it affordable, but it also offers a sense of safety compared to traditional taxis. However, accidents can happen while riding in an Uber or Lyft.
It’s essential to understand the insurance process involved. This blog post will break down the insurance process after a rideshare accident. This will guide you through your next steps.
Read on to learn more.
Contact the Authorities and Seek Medical Attention
Contact the police and request medical assistance if necessary. The wellbeing of involved people should always be of the utmost importance. When the police arrive, ensure they document the accident scene.
Gather information about everyone involved. Prepare a report that includes supporting documents such as:
- photographs
- videos
- witness statements
You will want to make sure that you get to a hospital as quickly as possible. They will know about the most common injuries that people suffer from after car accidents and will know what to do to help you.
Rideshare Company Insurance
Both Lyft and Uber provide insurance coverage for drivers and riders. The insurance claims process can be handled through the ridesharing company. Once you document the damage, contact the ridesharing company to report the accident.
The coverage provided depends on the driver’s insurance status during the accident. If the driver had the app turned off. It was not carrying a passenger or en route to pick up a passenger. Only their insurance will apply, and the rideshare coverage may not apply.
Driver’s Insurance
If the ridesharing company coverage isn’t enough to cover the cost of the accident, the driver’s personal insurance policy would come into play. Drivers are required to have personal auto insurance.
The rideshare company’s insurance will only kick into a certain point. As a rider, you should know that the driver’s personal insurance coverage. It may vary based on your country and state.
Third-Party Liability Insurance
If another driver caused the accident and you were an Uber or Lyft passenger, the other driver’s insurance company would likely be responsible for covering your damages.
It is recommended that injured passengers seek medical treatment immediately. This is to document any injuries related to the accident.
You must file a rideshare accident insurance claim immediately. It also contacts a personal injury lawyer to cover any medical expenses.
Legal Options
If you are not receiving compensation, you can seek legal assistance. Your lawyer will review the details of the accident and, alongside an insurance adjuster, determine who was at fault.
If the insurance company cannot compensate you for medical bills, lost wages, or other damages, your legal action may provide you with the compensation you are entitled to.
Understanding the Insurance Process After a Rideshare Accident
Being involved in a rideshare accident can be overwhelming. While healing, recovering, and rebuilding after an injury, you need to be sure that you receive appropriate compensation and understand the insurance process. By learning about the above insurance processes, you will feel better prepared to handle any legal matters associated with your accident.
Experienced legal professionals can help you navigate through the claim process and ensure that you receive what you are entitled to. Always take appropriate legal steps and safeguard your rights after a rideshare accident. Stay safe while enjoying the benefits of ridesharing services.